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I had a HELOC loan with at local bank that went to court. The Judge found for me and they then settled with me for a specified amount. Later due to unforseen circumstances I had to file a Ch 7. I retained the house and have modified the mortgage with IndyMac bank. My question is: The court case has updated twice, it updated from Judgement in favor of Def -> Settlement reached -> now shows: Bankruptcy as it's status. DO I STILL HAVE TO PAY ON THE NOTE? I have had no contact from the HELOC bank since the Ch 7 filing. I have made payments but want to know if I am required to continue to do so?
imo you dont owe the debt, but the debt is tied to the property not you. want i mean is you can walk away from the property and there is nothing can be done to you. if you dont pay they can foreclose on the house.