I am highly considering BK due to Real Estate and I work in Medical Sales.
I recently found out that if you have a BK it may affect future job employment/ background checks. Is that true? Can anyone verify this? Your experience?
In the near future, I would like to work in Pharmaceutical Sales, University or State/ Fed Job.
Go ahead and read this thread......
Go find a non-profit credit counselor. They can help you round out your strategy, deal with creditors and keep you from BK.
Besides, courts will be harder on BK without it down the road.
Too many people just giving up and trying to run away.
As for the job, you need to presume it will be found for sure.
If not at first, possibly later once you are working and be fired.
It is your future and not that of forum members to deal with.
I would take the LAW with a grain of salt, because a law is only broken when someone gets caught. Let us consider the whole financial mess is based on not paying attention to laws and industry standards, along with no enforcement or oversight.
The very existence of these forums is somewhat due to credit grantors and CAs not following the law and its most common.
Do you think its going to change now ? In a bad economy, the law is overlooked more.
HR departments know that as long as its not in print and only verbal, discrimination is rampant in the US regardless of laws. The US is the very best at making laws, but more often equally good at breaking them without consequence.
Just because someone else gets away with something doesn't mean you will.
Finally, BK is not hidden for Federal investigations, certain licensing and a myriad of trust positions and homeland security screenings.