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New Member
Posts: 4
Registered: ‎07-29-2008
0

Bankruptcy VS. Job Employment /Background Checks

Hello Everyone,

I am highly considering BK due to Real Estate and I work in Medical Sales.

 

I recently found out that if you have a BK it may affect future job employment/ background checks. Is that true? Can anyone verify this? Your experience? 

 

In the near future, I would like to work in Pharmaceutical Sales, University or State/ Fed Job.

New Contributor
Posts: 51
Registered: ‎08-31-2008
0

Re: Bankruptcy VS. Job Employment /Background Checks

Go ahead and read this thread......

 

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=116938#M116938

10-14-08------> TU-595 EX-623 EQ-584
Valued Member
Posts: 55
Registered: ‎09-26-2008
0

Re: Bankruptcy VS. Job Employment /Background Checks

Go find a non-profit credit counselor.  They can help you round out your strategy, deal with creditors and keep you from BK.

 

Besides, courts will be harder on BK without it down the road.

Too many people just giving up and trying to run away.

 

As for the job, you need to presume it will be found for sure.

If not at first, possibly later once you are working and be fired.

Being in Debt is the American Way :smileyhappy:
1OCT08: EX 771
9OCT08 EX 782
4Jul09 EX792
9Aug09 EX 795
15Sep09 EX 783
0nce at 560 over 20 years ago..... ! www.findacreditunion.com
Rank your Bank http://www.bankrate.com/brm/safesound/ss_home.asp
Established Member
Posts: 72
Registered: ‎07-09-2008
0

Re: Bankruptcy VS. Job Employment /Background Checks

[ Edited ]
I know of a relative who works for Oregon state and has a bankruptcy. I have friends that work at banks that have a BK before employment and were still hired.  Its is against the law for a employer to discriminate against you just because you have filed a bk. Section 525(b) of Title 11 of the United States Code § 525. Protection against discriminatory treatment according to Cornell University Law School   Except as provided in the Perishable Agricultural Commodities Act, 1930, the Packers and Stockyards Act, 1921, and section 1 of the Act entitled “An Act making appropriations for the Department of Agriculture for the fiscal year ending June 30, 1944, and for other purposes,” approved July 12, 1943, a governmental unit may not deny, revoke, suspend, or refuse to renew a license, permit, charter, franchise, or other similar grant to, condition such a grant to, discriminate with respect to such a grant against, deny employment to, terminate the employment of, or discriminate with respect to employment against, a person that is or has been a debtor under this title or a bankrupt or a debtor under the Bankruptcy Act, or another person with whom such bankrupt or debtor has been associated, solely because such bankrupt or debtor is or has been a debtor under this title or a bankrupt or debtor under the Bankruptcy Act, has been insolvent before the commencement of the case under this title, or during the case but before the debtor is granted or denied a discharge, or has not paid a debt that is dischargeable in the case under this title or that was discharged under the Bankruptcy Act. (b) No private employer may terminate the employment of, or discriminate with respect to employment against, an individual who is or has been a debtor under this title, a debtor or bankrupt under the Bankruptcy Act, or an individual associated with such debtor or bankrupt, solely because such debtor or bankrupt— (1) is or has been a debtor under this title or a debtor or bankrupt under the Bankruptcy Act; (2) has been insolvent before the commencement of a case under this title or during the case but before the grant or denial of a discharge; or (3) has not paid a debt that is dischargeable in a case under this title or that was discharged under the Bankruptcy Act. (c) (1) A governmental unit that operates a student grant or loan program and a person engaged in a business that includes the making of loans guaranteed or insured under a student loan program may not deny a student grant, loan, loan guarantee, or loan insurance to a person that is or has been a debtor under this title or a bankrupt or debtor under the Bankruptcy Act, or another person with whom the debtor or bankrupt has been associated, because the debtor or bankrupt is or has been a debtor under this title or a bankrupt or debtor under the Bankruptcy Act, has been insolvent before the commencement of a case under this title or during the pendency of the case but before the debtor is granted or denied a discharge, or has not paid a debt that is dischargeable in the case under this title or that was discharged under the Bankruptcy Act. (2) In this section, “student loan program” means any program operated under title IV of the Higher Education Act of 1965 or a similar program operated under State or local law.- According to Cornell University Law School
Message Edited by Cuteblossom on 10-15-2008 11:13 AM
Valued Member
Posts: 55
Registered: ‎09-26-2008
0

Re: Bankruptcy VS. Job Employment /Background Checks

[ Edited ]

It is your future and not that of forum members to deal with.

 

I would take the LAW with a  grain of salt, because a law is only broken when someone gets caught. Let us consider  the whole financial mess is based on not paying attention to laws and industry standards, along with no enforcement or oversight.

 

The very existence of these forums is somewhat due to credit grantors and CAs not following the law and its most common.

 

Do you think its going to change now ?  In a bad economy, the law is overlooked more.

 

HR departments know that as long as its not in print and only verbal, discrimination is rampant in the US regardless of laws.  The US is the very best at making laws, but more often equally good at breaking them without consequence.

 

Just because someone else gets away with something doesn't mean you will.

Finally, BK is not hidden for Federal investigations, certain licensing and a myriad of trust positions and homeland security screenings.

 

Cheers

Message Edited by uaflyer on 10-15-2008 08:32 PM
Message Edited by uaflyer on 10-15-2008 08:34 PM
Being in Debt is the American Way :smileyhappy:
1OCT08: EX 771
9OCT08 EX 782
4Jul09 EX792
9Aug09 EX 795
15Sep09 EX 783
0nce at 560 over 20 years ago..... ! www.findacreditunion.com
Rank your Bank http://www.bankrate.com/brm/safesound/ss_home.asp
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