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Has anyone here been through this process? Any idea of costs and timelines? Ocwen (to which Bank of America sold my husband's mortgage *just* after the discharge), after 2 disputes, refuses to stop reporting the new loan AND they've added a second reporting... a second mortgage... but only changed it to show as current.
My husband has BOA mortgage showing correctly, $0 balance, IIB.
Then Ocwen reports the same mortgage. $0 balance, IIB.
AND a $12K second mortgage with full balance reporting, shows as current but NOT included in BK7.
These two additional lines should not be reporting AT ALL, correct?
Search for FCRA attorney's in your area.
I had an issue similar with Capital One and met with one. He said I didn't have a case - that was the end of it.
But many of these attorneys will offer a free consultation and advise if you have a cut/dry case. If you do, they will do it for free - because the law states that the offender will pay their fees - so, you get $1000.00 and the attorney gets paid.