I filed chapter 7 in December2011 and was discharged just before the new year. I check my score on creditkarma and it's 688. I recently have been getting offers to rebuild credit since now i don't have any. So i decided to go ahead and apply for the pre-approved capital one mastercard. It has 0% apr until feb 2013 then up to 22% with no annual fee(which is good!!) I was quite surprised that my limit given was $3000. THat's great ! so a couple weeks later I tried for the am ex blue with the cash back rewards~looking back i probably shouldn't have~ i was denied... So how bad did that effect my credit score? Will applying for another card change the limit i was given by my capital one card? Is the only reason i was denied the am ex was because i have a bankruptcy? Because a 688 is pretty good for just doing the bankr. 6 months ago. Is the creditkarma pretty accurate?
Thanks for any imput given 
