cancel
Showing results for 
Search instead for 
Did you mean: 

Bankruptcy friendly credit cards

Community Leader
Senior Contributor

Re: Bankruptcy friendly credit cards

What seems to be the verdict on getting approved for a Walmart card after BK7? I did not include any accounts in BK that would prevent approval fyi. Thanks!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 91 of 690
Regular Contributor

Re: Bankruptcy friendly credit cards

From what I've read on here and credit boards is that its definitely possible, but there's always the kicker "YMMV".

Message 92 of 690
Highlighted
Regular Contributor

Re: Bankruptcy friendly credit cards

Me and my wife filed 7 in July 2012 and we were discharged Nov 2012.  Since coming out she's managed to pick up a Cap1 Card and a Bill Me Later account as well.  I'm an AU on her Cap1 card.  I've picked up a First Premier(only company that would take me) and plan on using it monthly for bills and then paying it off to show history.  Hopefully I can get a Barclays Apple in the next 6 months.

Message 93 of 690
Community Leader
Senior Contributor

Re: Bankruptcy friendly credit cards

Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 94 of 690
Frequent Contributor

Re: Bankruptcy friendly credit cards


Scupra wrote:

Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!


nothing at all.....since my ch 7 dischange on 10/31/12 - I've got a secured card through my local CU for $500 in december of '12 - obtained a car loan for $15k through Wells Fargo last month and have been doing the 'pre-qual' page on Capital One hoping - but no dice at all.

 

I am hoping that once the car loan hits - most likely in March/April and more months with the secured card which I only car a $2 balance on all reporting - Cap One looks at me more favorably.  I'm not so convinced though....might be a loooong journey for me.  I may look at the Barclay card after a year if nothing else pops up.

Message 95 of 690
Valued Contributor

Re: Bankruptcy friendly credit cards

Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 96 of 690
Frequent Contributor

Re: Bankruptcy friendly credit cards


starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

my Fico is @ 598 as of now.....

Message 97 of 690
Community Leader
Senior Contributor

Re: Bankruptcy friendly credit cards


starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

I saw that your discharge is getting delayed, that really sucks! I think I checked Pacer every day like an addict haha! Goo luck man

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 98 of 690
New Contributor

Re: Bankruptcy friendly credit cards

I was discharged 9/11. Since then ive gotten:

CapOne Secured $49/$200 CL -> @ $300 CL after 8 months ($100 CLI) obtained 10/11

CapOne Cash Rewards $2,000 CL -> @ $2,500 CL after 6 months ($500 CLI) obtained 6/12

Barclays NFL Card $500 CL -> @ $500 obtained 12/12
Message 99 of 690
Contributor

Re: Bankruptcy friendly credit cards

I have the cards in my signature.  I've had the Barclay's rewards MC since April 2012.  Anyone have suggestions about what card I should try for next, if any?  Or just keep what I have for now.  Thanks for any feedback!!

Opened 12/2010 Quicksilver MC now $10000; Opened 04/2012: Barclays Rewards MC now $15000; Opened 12/2013: Logix Platinum Rewards MC now $15000; Opened 12/2013: DCU Platinum Visa now $3000; Opened 03/2015: Cap One Venture Rewards Visa now $16000; Opened 03/2015: Chase Freedom Visa now $2000; Opened 03/2015: Safe CU Platinum Rewards Visa now $1500.
Message 100 of 690