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What seems to be the verdict on getting approved for a Walmart card after BK7? I did not include any accounts in BK that would prevent approval fyi. Thanks!
From what I've read on here and credit boards is that its definitely possible, but there's always the kicker "YMMV".
Me and my wife filed 7 in July 2012 and we were discharged Nov 2012. Since coming out she's managed to pick up a Cap1 Card and a Bill Me Later account as well. I'm an AU on her Cap1 card. I've picked up a First Premier(only company that would take me) and plan on using it monthly for bills and then paying it off to show history. Hopefully I can get a Barclays Apple in the next 6 months.
Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!
@Scupra wrote:Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!
nothing at all.....since my ch 7 dischange on 10/31/12 - I've got a secured card through my local CU for $500 in december of '12 - obtained a car loan for $15k through Wells Fargo last month and have been doing the 'pre-qual' page on Capital One hoping - but no dice at all.
I am hoping that once the car loan hits - most likely in March/April and more months with the secured card which I only car a $2 balance on all reporting - Cap One looks at me more favorably. I'm not so convinced though....might be a loooong journey for me. I may look at the Barclay card after a year if nothing else pops up.
@starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.
@Anonymous Fico is @ 598 as of now.....
@starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.
I saw that your discharge is getting delayed, that really sucks! I think I checked Pacer every day like an addict haha! Goo luck man
I have the cards in my signature. I've had the Barclay's rewards MC since April 2012. Anyone have suggestions about what card I should try for next, if any? Or just keep what I have for now. Thanks for any feedback!!