Bankruptcy

[Scupra]

What seems to be the verdict on getting approved for a Walmart card after BK7? I did not include any accounts in BK that would prevent approval fyi. Thanks!

[coreyb80]

From what I've read on here and credit boards is that its definitely possible, but there's always the kicker "YMMV".

[coreyb80]

Me and my wife filed 7 in July 2012 and we were discharged Nov 2012.  Since coming out she's managed to pick up a Cap1 Card and a Bill Me Later account as well.  I'm an AU on her Cap1 card.  I've picked up a First Premier(only company that would take me) and plan on using it monthly for bills and then paying it off to show history.  Hopefully I can get a Barclays Apple in the next 6 months.

[Scupra]

Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!

[grassfeeder]

---

Scupra wrote:

Any approvals out there lately? Been quiet! I am in the garden but would love to hear about other people getting approved!

---

nothing at all.....since my ch 7 dischange on 10/31/12 - I've got a secured card through my local CU for $500 in december of '12 - obtained a car loan for $15k through Wells Fargo last month and have been doing the 'pre-qual' page on Capital One hoping - but no dice at all.

I am hoping that once the car loan hits - most likely in March/April and more months with the secured card which I only car a $2 balance on all reporting - Cap One looks at me more favorably.  I'm not so convinced though....might be a loooong journey for me.  I may look at the Barclay card after a year if nothing else pops up.

[starry1]

Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

[grassfeeder]

---

starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

---

my Fico is @ 598 as of now.....

[Scupra]

---

starry1 wrote:
Do you know your current scores? Nothing for me yet, and my discharge might take up to another month.

---

I saw that your discharge is getting delayed, that really sucks! I think I checked Pacer every day like an addict haha! Goo luck man

[stormb28]

I was discharged 9/11. Since then ive gotten:

CapOne Secured $49/$200 CL -> @ $300 CL after 8 months ($100 CLI) obtained 10/11

CapOne Cash Rewards $2,000 CL -> @ $2,500 CL after 6 months ($500 CLI) obtained 6/12

Barclays NFL Card $500 CL -> @ $500 obtained 12/12

[sc2761]

I have the cards in my signature.  I've had the Barclay's rewards MC since April 2012.  Anyone have suggestions about what card I should try for next, if any?  Or just keep what I have for now.  Thanks for any feedback!!