cancel
Showing results for 
Search instead for 
Did you mean: 

Bankruptcy friendly credit cards

Established Contributor

Re: Bankruptcy friendly credit cards

Congratulations! I wish I could join NCFU....
Message 131 of 690
Community Leader
Senior Contributor

Re: Bankruptcy friendly credit cards


starry1 wrote:

Just approved for the NFCU nRewards card at $500.  I have three other cards, but none are reporting yet, so as far as NFCU knows, they are the first to extend credit to me.  My discharge still isn't a month old until tomorrow.


Congrats on the approval! I know you were hoping for more but just remember NFCU will grow with us! Seems like every three months is a good spot to ask for a CLI! Congrats again, I know the feeling!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 132 of 690
Valued Contributor

Re: Bankruptcy friendly credit cards

Any gas cards friendly?  What are the requirements?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 133 of 690
Frequent Contributor

Re: Bankruptcy friendly credit cards

The chevron/Texaco card backed by GECRB is known to be BK Friendly.

Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 134 of 690
Valued Contributor

Re: Bankruptcy friendly credit cards

Unfortunately, there are none of those in my area.  Woman Sad


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 135 of 690
Established Contributor

Re: Bankruptcy friendly credit cards

Have you tried calling your local banks and unions to see they offer secured cards?  I know that you can apply for a First Progress secured credit card.

Message 136 of 690
Regular Contributor

Re: Bankruptcy friendly credit cards

i was declined for a secured card.... omg... this is frustrating...looking at all of the others...

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 137 of 690
New Member

Re: Bankruptcy friendly credit cards

Try creditone bank, high fees but its a start

 

Message 138 of 690
New Member

Re: Bankruptcy friendly credit cards

I was able to get a Marathon and Speedway card.

Message 139 of 690
Established Member

Re: Bankruptcy friendly credit cards

I've been lurking in these forums for months and finally decided to post!

 

Anyway - my husband and I filed Chapter 7 BK on 1/30/13, had creditor meeting 3/8/13 and I was approved for Capital One card on 3/11/13 for $300. We both have secured credit cards through our bank (Armed Forces Bank/Academy Bank) for $300, approved on 3/12/13. My credit scores are Experian - 630, Equifax - 529, Transunion - 529. I am awaiting discharge and formal paperwork so I can start the tedious process of correcting numerous things on my credit reports as some are not even being listed as included in the BK.

Message 140 of 690