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Regular Contributor
Posts: 237
Registered: ‎09-04-2012
0

Re: Bankruptcy friendly credit cards

Congratulations! I wish I could join NCFU....
Community Leader
Valued Contributor
Posts: 2,795
Registered: ‎07-12-2012
0

Re: Bankruptcy friendly credit cards


starry1 wrote:

Just approved for the NFCU nRewards card at $500.  I have three other cards, but none are reporting yet, so as far as NFCU knows, they are the first to extend credit to me.  My discharge still isn't a month old until tomorrow.


Congrats on the approval! I know you were hoping for more but just remember NFCU will grow with us! Seems like every three months is a good spot to ask for a CLI! Congrats again, I know the feeling!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
721 EQ FICO 06/2015
720 TU FICO 06/2015
727 EX FICO 06/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Community Leader
Valued Contributor
Posts: 2,439
Registered: ‎11-29-2012
0

Re: Bankruptcy friendly credit cards

Any gas cards friendly?  What are the requirements?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 257
Registered: ‎08-13-2011
0

Re: Bankruptcy friendly credit cards

The chevron/Texaco card backed by GECRB is known to be BK Friendly.

Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $3300, Capital One Platinum $13000, Barclays Rewards $5700, Walmart $3500, Amazon Store Card $3500.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Community Leader
Valued Contributor
Posts: 2,439
Registered: ‎11-29-2012
0

Re: Bankruptcy friendly credit cards

Unfortunately, there are none of those in my area.  Woman Sad


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Regular Contributor
Posts: 237
Registered: ‎09-04-2012
0

Re: Bankruptcy friendly credit cards

Have you tried calling your local banks and unions to see they offer secured cards?  I know that you can apply for a First Progress secured credit card.

Regular Contributor
Posts: 190
Registered: ‎01-15-2009
0

Re: Bankruptcy friendly credit cards

[ Edited ]

i was declined for a secured card.... omg... this is frustrating...looking at all of the others...

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 750 - 12/17 Walmart FICO: 740 -1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $2.5k - USAA Secured $2.5k - NFCU $20k - Discover $3.3k - Cap One $2000 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $2.3k- The Limited $900 - Victoria's Secret $1,150- Bloomingdales $2k- JCP $700
New Member
Posts: 2
Registered: ‎02-28-2013
0

Re: Bankruptcy friendly credit cards

Try creditone bank, high fees but its a start

 

New Member
Posts: 2
Registered: ‎06-17-2007
0

Re: Bankruptcy friendly credit cards

I was able to get a Marathon and Speedway card.

Established Member
Posts: 13
Registered: ‎03-21-2013
0

Re: Bankruptcy friendly credit cards

I've been lurking in these forums for months and finally decided to post!

 

Anyway - my husband and I filed Chapter 7 BK on 1/30/13, had creditor meeting 3/8/13 and I was approved for Capital One card on 3/11/13 for $300. We both have secured credit cards through our bank (Armed Forces Bank/Academy Bank) for $300, approved on 3/12/13. My credit scores are Experian - 630, Equifax - 529, Transunion - 529. I am awaiting discharge and formal paperwork so I can start the tedious process of correcting numerous things on my credit reports as some are not even being listed as included in the BK.

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