currently have ~55k in debt (17k cc - BofA, Citi and Amex; the rest on separate personal loans from SoFi (34k) and Springleaf (3k)) Also owe a car (14k which I intend to keep and im current on payments (2 of 6 years paid)) I make 54k a year (gross) but I qualify through means test.
How bad is my situation? I'm filling with no assets. A couple of dollars in savings and checking on average but gets used up for payments/bills. I just live to pay debt and interest as I lost a lot of money trying to invest in the stock market successfully. Thanks, anything helps.
$1300 rent $283 car loan $100 car insurance $120 water electric trash, $150 between cellphone & internet $200 food (I cook most of my meals, training diet) $1300ish monthly on all these debts Been in the cash advance cycle for months and paying hundreds of dollars a month on overdraft fees. $250 gas + misc
Im wondering how likely it is that I get a discharge.
Since I am saving up for the filling and im already in paying the lawyers, I stopped making payments (except car payment) so this will also allow to me to have about 1000$ cash saved right before filing. What do I do with that extra money?
Florida
