Community:
Forum
Blog

Bankruptcy

New Visitor

Posts: 1

Registered: ‎04-26-2012

Bankruptcy

‎04-26-2012 05:22 PM

I have a Chapter 7 bankruptcy discharged on all my credit including two mortgage loans. I ordered a copy of my credit report , both mortgages were included in bankruptcy. But, noticed one lender changed the account number on the mortgage loan and has it listed on my credit as an open account with "Pays account as agreed."

When it should read "Included in Bankruptcy" What are my options? Is this loan discharged or am I responsible for the loan? Is this something I can dispute? Will the dispute affect my FICO score?

DH54

Message 1 of 1 (238 Views)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.