Hey all, this is more of a general question, maybe with a little personal experience thrown in. I have a brand new bankruptcy discharged back in I believe June. I have a QS1 with a $1000 limit that I've been paying in full every couple of weeks or whenever the money is available to throw at it (statements have been reporting balances of around $130 to show use, though).
Eventually I want to get back in with Chase, AMEX, Discover, and possibly Citi. Chase and AMEX were totally paid in full and closed voluntarily by me before my filing took effect, basically I filed and then a few hours later I closed them myself with $0 balances. Citi I burned for around $4000, Discover for I think around $5000. There were others like BofA, Barclaycard, where I burned for a lot more but I'm not looking to get back with them right now. Shame because Discover is a good card and I know they're bankruptcy friendly.
Also for whatever reason, I have been blacklisted from Chase Bank and cannot open any bank accounts with them. This happened before the bankruptcy, and they basically hate my fiance due to a vendetta by some personal banker on a power trip, a really long story, and closed her account and everyone associated with her. They were going to get my business for life too, but sucks for them. Is this going to effect my chances at a Chase credit card?
So from some of your personal experiences, how long and what are my odds for those four banks?
