Reply
Established Member
sports1965
Posts: 26
Registered: ‎01-19-2008

Barclay bank

Are  they BK friendly if I included them in my bk?

Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007

Re: Barclay bank

I am wondering the same thing. Anyone?


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


Take the FICO Fitness Challenge
New Member
kauaicubano
Posts: 3
Registered: ‎05-09-2012

Re: Barclay bank

I included them in my BK discharged last yr just got $2300 from them

Established Member
sports1965
Posts: 26
Registered: ‎01-19-2008

Re: Barclay bank

I included them in my bk and been denied twice   

reason:    included them in my bk 

 

 

Established Contributor
SoulMaster
Posts: 976
Registered: ‎11-08-2011

Re: Barclay bank

I included them for $6k and got approved for $1300 13 months after discharge.

YMMV.

-SM
I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 8/2/13: EX 710, EQ 691, TU 709, all 3 LP for a Mortgage (TriMerge Report)
Goal Score: 700+ FICO across the board w/ my BK still on there (until 8/2020) - I think they're all already there... haven't had a bank pull a trimerge in quite a while.
Established Member
sports1965
Posts: 26
Registered: ‎01-19-2008

Re: Barclay bank

which card did u get?

Established Contributor
SoulMaster
Posts: 976
Registered: ‎11-08-2011

Re: Barclay bank

I IIB'd an Apple Financing, then got a new Apple Financing.  Muwahahaha!  I AM the Lord of the Dance!  (jk).

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 8/2/13: EX 710, EQ 691, TU 709, all 3 LP for a Mortgage (TriMerge Report)
Goal Score: 700+ FICO across the board w/ my BK still on there (until 8/2020) - I think they're all already there... haven't had a bank pull a trimerge in quite a while.
Member
RebuildingForTheFuture
Posts: 14
Registered: ‎06-13-2012

Re: Barclay bank

I didn't even have an acct w/ them prior to BK and they still won't approve me 5 years after BK, but DH gets approved for a rewards card w/ them not even 2 yrs after he filed.

Contributor
jetsfan2012
Posts: 208
Registered: ‎05-28-2012

Re: Barclay bank

They seem to be one of the more unpredictable banks with financing. Stories much like the comments in this thread rain all over this board. YMMV seems true, but from what I have gathered, they like to see at least 1-2 established tradelines post BK before you apply to have a shot.

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013
Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007

Re: Barclay bank

+1


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+