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Just wondering if anyone has any insight on Barclays letting you back in after you included them in BK7? I've seen in the forums people IIB and 1 year post they get approved.
I'm now 2.1 years post BK7 and I included Barclays for $1189, tried to apply for one of their travel cards last month and I'm BL (not HP on any report). I didn't try to recon something they didn't deny- any thoughts?
I'd like to know this too, anyone?
@gsully00 wrote:Just wondering if anyone has any insight on Barclays letting you back in after you included them in BK7? I've seen in the forums people IIB and 1 year post they get approved.
I'm now 2.1 years post BK7 and I included Barclays for $1189, tried to apply for one of their travel cards last month and I'm BL (not HP on any report). I didn't try to recon something they didn't deny- any thoughts?
I didn't include them in my bankruptcy, but they did give me the Apple Visa about a year after my bankruptcy.
I'm very interested to see if anyone that iib was able to get back in with Barclays.
I hate Barclay. I got the cash rewards and rewards card but now they denied me 3x for the NFL card that I really really want. The reconsideration rep told me all I needed was so more activity so that's exactly what I did and still denied 6 months later.
Yeah. I had a $5150 credit limit on one card, I used it to buy a few things for Christmas and then paid it off right away. They deciced to then lower my CL from $5150 to $1200. I wanted to cancel the card right away, but that would just do more harm. They are crappy.
Burned them for about $5500 with my BK7, wondering the same thing. Hoping to get back with them sometime...
YMMV but Barclay seems to like about 1 year of revolving history to review after you burn them. I would say to be prepared to recon
What if they were IIB in a CH13? Does that make a difference?
Add to the last post ... I paid back the full balance, just no interest.