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Bk Chapter 7 and Starting a Fresh rebuild of Credit.

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Scupra
Super Contributor

Re: Bk Chapter 7 and Starting a Fresh rebuild of Credit.


@Anonymous wrote:

That would be freaking Awesome. Lol.. But My highest score is EQ at 634


There have been plenty of approvals 1 year post d/c They may surprise you!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 14
Anonymous
Not applicable

Re: Bk Chapter 7 and Starting a Fresh rebuild of Credit.

That is true, Do you know if they pull EQ or not? What is the difference bewteen the VentureOne and Venture?

 

Message 12 of 14
Scupra
Super Contributor

Re: Bk Chapter 7 and Starting a Fresh rebuild of Credit.


@Anonymous wrote:

That is true, Do you know if they pull EQ or not? What is the difference bewteen the VentureOne and Venture?

 


They do a triple pull actually. Reward structure and AF. Venture has an AF and earns rewards a bit quicker.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 14
Anonymous
Not applicable

Re: Bk Chapter 7 and Starting a Fresh rebuild of Credit.

Ok well I will keep you updated when I get up enough nerve to apply... Smiley Sad Until Then I will do what you you all suggested keep my utl under 30% and pay down to under 10%. 

Message 14 of 14
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