Reply
Contributor
Misshopeful72
Posts: 185
Registered: ‎03-05-2012
0

Bk friendly creditors

Please post what credit cards you got with a bk on your credit reports and how soon after bk were you approved.

I got the target red card 3 months post bk
I also got the Firestone card 2 months post bk
EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
New Contributor
livingfree
Posts: 54
Registered: ‎04-23-2012
0

Re: Bk friendly creditors

I got a Capital One cc with a $500 limit 5 months after chapter 7.  They sent me a letter staing that if I pay 5 months on time my limit will increase to $750.

5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
New Contributor
AtlantaWill30339
Posts: 52
Registered: ‎11-24-2010
0

Re: Bk friendly creditors

Orchard bank $300 1 day post bk. Went to $500 @ 6 months

Capital One Secured ($49 for $200 limit) 2 months post bk

Capital One Platinum $300 3 months after first Capital One card. Went to $750 @ 6th statement

Credit One Platinum $1000 7 months post bk

First Premier $300 7 months post bk

Fingerhut $500 7 months post bk

Capital One Spark Classic (business card) $500 1 year post bk. Went to $1000 @ 3 months

Nissan Motors Auto loan $25,000 @ 3.9% 14 months post bk

 

I included Capital One and First Premier in my bk.

Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007
0

Re: Bk friendly creditors

My wife received a pre-qualified offer from Valero/Diamond Shamrock(Gas) in the mail yesterday. We went online and applied and was approved. We filed in January and we have not been discharged yet. I don't know the limit yet it only said that we were approved. So you can add them to the list of BK friendly creditors. 

 

 


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


Take the FICO Fitness Challenge
Valued Member
deemutz
Posts: 40
Registered: ‎06-11-2011
0

Re: Bk friendly creditors

1 yr post BK

2 capone cards (both 300CL increased to 500 w/credit steps)

1 orchard(300CL, CLI to400 last month)

Fingerhut (200CL)

 

sorry for bad spacing, spacebar crappy. May need to tryfor Barclays apple LOL



Starting Score 12-2011: EX 640 FAKO TU 550 FAKO 6-2011
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720


Take the FICO Fitness Challenge
In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
New Member
Michie12
Posts: 3
Registered: ‎04-25-2012
0

Re: Bk friendly creditors

1 month Post Bankruptcy:

 Capital one $500 (unsecured)

Orchard $300 (unsecured)

Credit one $300 (unsecured)

 

I included Cap1 and HSBC in my BK

Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007
0

Re: Bk friendly creditors

Filed BK 1/2012 Discharged 4/25/2012

 

Me

Cap1 - $500

Credit1 - $300

 

Wife

Cap1 - $750

Credit1 - $300

FirstPremier - $300

Valero(Gas) - ????

 

Included Bank of America, HSBC, Barclays, BMW Credit, in BK.


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
TATATA
Posts: 153
Registered: ‎02-24-2010
0

Re: Bk friendly creditors

 

Walmart 16 mos post BK

Chevron 17 mos post BK

Daniel's Jewelers 1 mo post BK

JC penney 23 mos post BK

Total CL's combine: $141,800.
Contributor
Misshopeful72
Posts: 185
Registered: ‎03-05-2012
0

Re: Bk friendly creditors

I also got approved for Von maur, orchard bank, fingerhut and grand pointe within three months of bk being discharged
EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
Established Member
lilrosy4
Posts: 34
Registered: ‎01-03-2008
0

Re: Bk friendly creditors

I received a Cap ONe cash rewards card with a 2000 limit. Our Ch 13 was discharged April 9! I was very surprised. :smileyvery-happy:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+