Credit Card Center Advertiser Disclosure†
04-23-2012 07:16 AM
04-23-2012 07:21 AM
I got a Capital One cc with a $500 limit 5 months after chapter 7. They sent me a letter staing that if I pay 5 months on time my limit will increase to $750.
04-23-2012 08:53 PM
Orchard bank $300 1 day post bk. Went to $500 @ 6 months
Capital One Secured ($49 for $200 limit) 2 months post bk
Capital One Platinum $300 3 months after first Capital One card. Went to $750 @ 6th statement
Credit One Platinum $1000 7 months post bk
First Premier $300 7 months post bk
Fingerhut $500 7 months post bk
Capital One Spark Classic (business card) $500 1 year post bk. Went to $1000 @ 3 months
Nissan Motors Auto loan $25,000 @ 3.9% 14 months post bk
I included Capital One and First Premier in my bk.
04-25-2012 07:01 AM
My wife received a pre-qualified offer from Valero/Diamond Shamrock(Gas) in the mail yesterday. We went online and applied and was approved. We filed in January and we have not been discharged yet. I don't know the limit yet it only said that we were approved. So you can add them to the list of BK friendly creditors.
04-25-2012 04:50 PM
1 yr post BK
2 capone cards (both 300CL increased to 500 w/credit steps)
1 orchard(300CL, CLI to400 last month)
sorry for bad spacing, spacebar crappy. May need to tryfor Barclays apple LOL
04-26-2012 06:25 AM
Filed BK 1/2012 Discharged 4/25/2012
Cap1 - $500
Credit1 - $300
Cap1 - $750
Credit1 - $300
FirstPremier - $300
Valero(Gas) - ????
Included Bank of America, HSBC, Barclays, BMW Credit, in BK.
05-06-2012 07:18 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.