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lilrosy4 wrote:
I received a Cap ONe cash rewards card with a 2000 limit. Our Ch 13 was discharged April 9! I was very surprised.
Lilrosy4, how soon after your discharge did you app for the card? I'm planning on app'ing for the same card when I receive my discharge--I'm just curious about the time frame. Was this the first tradeline you had (or app'd for) after discharge?
Starting Score: 426 Ch. 13 BK Discharged Nov 2012 
Starting Score: 500s
I filed my BK in 05/2012.
- I was approved for a C1 Secured with $49 down on $200 limit while stll in bankruptcy. I've since increased it to $500 on my own.
- My BK Chpt 7 discharged 08/16/12 and I also was approved $250 for NY and company in 09/2012
- Lane Bryant $150 09/12.
- The strange thing is NY and Company denied me online and then about 12 days later I got a credit card in the mail.
- Walmart denied me due to BK and HSN also denied me. Before BK score was in low 470s.
- I got approved with C1 Auto Finance for $18,000 car loan for new car on 08/18/12
Since that I have covered all bills 100% on time and in full so trying not to apply for anything before 04/13 to see where score lands
Current Score TU 605 EQ 611 EX 599
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