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Bloomingdales

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alisadarrick
Regular Contributor

Bloomingdales

hi I may have asked this question already but is Bloomies BK friendly?  How long after BK have others had success?  Thanks 

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 1 of 7
6 REPLIES 6
Scupra
Super Contributor

Re: Bloomingdales

IIRC Bloomingdales/Macy's has a hard rule on 3 years post BK. Someone please correct me if I am wrong

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 7
Anonymous
Not applicable

Re: Bloomingdales

My notes have Bloomingdales (and Macy's) at 4 years and 1 day.

Where's pizza when you need her? I know she can confirm.

They will let you call in but not right away.
Message 3 of 7
Scupra
Super Contributor

Re: Bloomingdales

I couldnt remember if it was 3 or 4 so I think you are correct Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 7
willwar14
Valued Contributor

Re: Bloomingdales

It is 4 years, but that was before their system upgrade I have a feeling the UW standards are way more lax now considering the massive CLIs people have gotten including myself.
CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 7
alisadarrick
Regular Contributor

Re: Bloomingdales

Thanks for the responses.

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 6 of 7
pizza1
Community Leader
Super Contributor

Re: Bloomingdales

it is/was 4 yrs and 1 day post DC. However...I did see a post in approvals that the OP was approved for Macys like 2 yrs post. That is the ONLY approval before 4 yrs that Ive seen. Im a skeptic by nature, so anyone that had a bad credit report, and baddies especially a BK, I like to see proof of the approval. Thats why I post every single approval i have for this reason. Macys/Bloomingdales has always had the strict policy of 4 yrs. Like I said...I need proof..LOL

Thats not to say that they decided to lax the standards some, starting this year. I do know they are INQ/acct sensitive, so If you haven't had any INQ in 6 mo, and your EX score is 640+, you could give it go.
Message 7 of 7
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