My ch7 was discharged on 1/8/16. I burned everyone, and CapOne for 1k so I figured that was a long shot. I applied for CreditOne (not thrilled I applied) and was approved for $400, then I tried my CU and was actually approved for a $500 CC and 1000 Secured Savings Loan. I kept checking CapOnes prequal site and I never get any matches so on the 15th I decided to hard app, I immediately got a 7-10 day notice then an email saying I was denied because of prior obligations or something like that. I felt disappointed but figured ok, I'll check every month till maybe they take me back. Soooooooo tonight i got an email from CapOne saying I was approved for the Platinum Card with a $3k limit. I'm still stunned....I've re-read that email like 10 times, kept thinking it was a mistake. It's been literally 13 days post discharge. I did have positive accounts that I paid off and closed prior to discharge. My FICO (8) scores are still aweful,, EQ 556 TU 499 EX 580 (CU told me they pulled EX and it was 615, not sure which model) I'm really hoping this is my chance to get my scores up. Should I just cancel the CreditOne when it comes, is that possible? TIA
