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CC ACCOUNTS INCLUDED IN 2009 CH 7 BANKRUPTCY

Regular Contributor

CC ACCOUNTS INCLUDED IN 2009 CH 7 BANKRUPTCY

Hi, I have 2 CC accounts that were included in my 2009 bankruptcy with Capital One. Both accounts are showing on my Equifax CR as opened back in 2006.  When should these items fall off my credit report or can I send GW letters asking for deletion of the 2 items?

Message 1 of 4
3 REPLIES
Valued Contributor

Re: CC ACCOUNTS INCLUDED IN 2009 CH 7 BANKRUPTCY

When was the DoFD?

 

Assuming it was 2009 (your filing), then seven years plus 180 days - so sometime in 2016...

BK Discharge 2/11/14

Currently in the garden.
Message 2 of 4
Regular Contributor

Re: CC ACCOUNTS INCLUDED IN 2009 CH 7 BANKRUPTCY

Thanks for info!  Is there somewhere on the boards or a link that I can search regarding how long accounts are to remain on the CR along with how long BK's are supposed to remain on your CR's?

Message 3 of 4
Moderator

Re: CC ACCOUNTS INCLUDED IN 2009 CH 7 BANKRUPTCY

http://www.nolo.com/legal-encyclopedia/how-long-does-negative-information-stay-credit-report.html

 

Try the link above and try the search button at the top of the thread on the right.

Message 4 of 4