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CC before discharge?

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NYY053
Established Member

CC before discharge?

What happens if I apply for a card before my discharge? Will I be in trouble?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: CC before discharge?

Why would you? Its worth waiting 30-60 days until you get the discharge paper in hand IMHO

Message 2 of 6
NYY053
Established Member

Re: CC before discharge?

Just being impatient can't wait to get started already thats all...

Message 3 of 6
ihatemyscore
Frequent Contributor

Re: CC before discharge?

I got a orchard bank and I am still waiting for my discharge next month. My attorney said it's fine.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 4 of 6
Anonymous
Not applicable

Re: CC before discharge?

To each their own, but I would not do anything with my credit until I had that paper in hand saying discharged.

Message 5 of 6
sewmuchdebt
Regular Contributor

Re: CC before discharge?

i waited until i got my discharge. i was so scared of my trustee that i did not want to give a reason for him to go back and look at my case. lol

my discharge was 8/14/09. i got my orchard card 8/24/09. 2 months later i got a credit one card.


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


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Message 6 of 6
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