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CH 13 BK Discharged 4-17-08 **Happy Days Are Hear Again**

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BobbyJ
Frequent Contributor

CH 13 BK Discharged 4-17-08 **Happy Days Are Hear Again**

Hello,
 
I just wanted to write and say how happy I am now that my Ch13 BK has been discharged as of today, April 17th.   Life looks really good now and since joining NFCU I have gotten high credit lines and a LOC and paid off a few cards.   :-)     Learned my lesson and I am paying attention to everything.   Thanks to you all for your advice over the last few months.
 
Bobby
Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 1 of 4
3 REPLIES 3
fused
Moderator Emeritus

Re: CH 13 BK Discharged 4-17-08 **Happy Days Are Hear Again**

Fabulous! Congrats!
Message 2 of 4
Anonymous
Not applicable

Re: CH 13 BK Discharged 4-17-08 **Happy Days Are Hear Again**

That is great Bobby.   Yes, we all need to say "we've learned our lesson".
 
No lates, EVER AGAIN.   Keep building your credit history from this day forward, don't close any accounts and keep your utilization down.   Having a high CL from NFCU certainly helps with that.
 
I would start by getting another credit card and see if you can get a retail or gas card.    Having 3 TL's will help raise your score faster.
 
 
Message 3 of 4
TigerCat
Valued Member

Re: CH 13 BK Discharged 4-17-08 **Happy Days Are Hear Again**

Congrats BobbyJ !!!
 
I hope to have my 13 discharged in about a year or so. I have also learned so much from these forums. I just wish I would have known these things years ago, but you live and you learn I suppose.
 
EX 675  EQ 667  TU 630 as of 4/18/08
 
 
Message 4 of 4
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