CH7 not reported? dischared?

Anonymous · ‎08-25-2008

I have a stupid questions to ask.

Due to my business went wrong and I've filed ch7 while ago.

I've recently found out that transunion still shows ch7(statud: not reported) on the records but equifax(status discharged ch7).

It seems quite similar for me but why these two agenies shows differently.

Thanks in advanced.

Anonymous · ‎08-28-2008

Send TU a copy of your discharge

Anonymous · ‎09-30-2008

Would status "not reported" effect FICO score? I have this issue too. Because I heard that the further out the BK the more good credit then the higher your score, so then logically thinking if they don't have your status as discharged it may lower your score?

Stingray427 · ‎09-30-2008

I have the exact same question. What are the effects of not having it say discharged? And does it hurt more to open up the "old wound" and have them update the info?