@Creditman03 wrote:
That's your contribution to this? Helpful.
My contribution would be to wait until 10 years post d/c and it will fall off automatically 
The BK is valid and is yours, what exactly are you disputing?
Not so much disputing, as opposed to requesting an "early deletion". As others have provided valuable information that I didn't know about TU possibly being able to delete it 6 months earlier than the 10 year fall off date-that is good feedback. In my initial post I stated that I was aware it falls off automatically after 10 years from the file date. So again, your contribution is, well not so much of a contribution, but I do appreciate your trying.
As said... TU will delete 6 months early... EQ and EX 3 months early.
Until then... nothing to do but wait.
@Creditman03 wrote:
Not so much disputing, as opposed to requesting an "early deletion". As others have provided valuable information that I didn't know about TU possibly being able to delete it 6 months earlier than the 10 year fall off date-that is good feedback. In my initial post I stated that I was aware it falls off automatically after 10 years from the file date. So again, your contribution is, well not so much of a contribution, but I do appreciate your trying.
"Early exclusion.
TU will delete 6 months early from your scheduled removal date. EX and EQ 3 months early"
TRC gave you the answer you were looking for then. Good luck getting it removed, let us know what kind of score increase you see!
I'm going to leave this thread open for now but asking for "tricks" in removing valid credit information that is reporting correctly is not supported by this board and anyone suggesting and advocating such tricks would be in violation of this boards TOS. My Fico is not a credit repair organization.
