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Im wondering if I need to dispout this information on the credit report. All my debts were discharged in Bankruptcy in 2010 but im still seeing 3 accounts that have information like this on it. Should I dispute this and have the lates and other info removed from the experian report or is this okay to still be on there? It looks like the other 2 have deleted their information. Thanks
@tjw0783 wrote:Im wondering if I need to dispout this information on the credit report. All my debts were discharged in Bankruptcy in 2010 but im still seeing 3 accounts that have information like this on it. Should I dispute this and have the lates and other info removed from the experian report or is this okay to still be on there? It looks like the other 2 have deleted their information. Thanks Yes you should dispute this. In my process of disputing I had the hardest time with TransUnion. I ended up having to send them my bankrputcy paper work twice and they finally got it together.
It is allowed for them to keep late pay history prior to filing. However, if any of those are after you filed, give it a shot and they may just remove it all.