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I am also in the same situation if you do not mind me asking what is your annual income ? I am looking to purchase my new vehicle with the blank check program , and would like to get an idea on what I am able to afford.
Your help is truly appreciated .
FYI : Message for mja
I'm sitting at a 544 score... Gonna be tough...
DH & I had a combined annual income of $120k but......and maybe this will give some of you hope.....I found the actual letter from Capital One stating your credit score at the time of the loan, DH was 487,mine was 527. I thought they were higher but apparently not! After the car loan reported the first month, our scores went to the high 500's. Hope this helps.