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Capital One Auto Loan 2 Days Post CH 7 Discharge!

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Scupra
Super Contributor

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!


@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 16
Anonymous
Not applicable

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!


@Scupra wrote:

@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.


I know, I know but I'm a week out of BK so, I'm not complaining Smiley Very Happy!  I have the bourdeaux black, which is actually a dark purple, no sunroof but I do have the rear spoiler. But you know the new Maximas come standard with navi and remote starter and that's what I was shopping for in a car.

Message 12 of 16
Scupra
Super Contributor

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!


@Anonymous wrote:

@Scupra wrote:

@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.


I know, I know but I'm a week out of BK so, I'm not complaining Smiley Very Happy!  I have the bourdeaux black, which is actually a dark purple, no sunroof but I do have the rear spoiler. But you know the new Maximas come standard with navi and remote starter and that's what I was shopping for in a car.


Mmmm.. They are indeed gorgeous cars. DW will need a new car soon and she gave me the ok to hand down mine to her and get what I want. Been keeping an eye on Maxima's, q50's and 335's Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 16
SSH0126
Established Contributor

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!

Where is the auto loan pre-qualifier link and the credit card pre-qualifier


@Scupra wrote:

@Anonymous wrote:

@Scupra wrote:

@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.


I know, I know but I'm a week out of BK so, I'm not complaining Smiley Very Happy!  I have the bourdeaux black, which is actually a dark purple, no sunroof but I do have the rear spoiler. But you know the new Maximas come standard with navi and remote starter and that's what I was shopping for in a car.


Mmmm.. They are indeed gorgeous cars. DW will need a new car soon and she gave me the ok to hand down mine to her and get what I want. Been keeping an eye on Maxima's, q50's and 335's Smiley Happy



 link? 

 

TIA 

Message 14 of 16
Scupra
Super Contributor

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!


@SSH0126 wrote:

Where is the auto loan pre-qualifier link and the credit card pre-qualifier


@Scupra wrote:

@Anonymous wrote:

@Scupra wrote:

@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.


I know, I know but I'm a week out of BK so, I'm not complaining Smiley Very Happy!  I have the bourdeaux black, which is actually a dark purple, no sunroof but I do have the rear spoiler. But you know the new Maximas come standard with navi and remote starter and that's what I was shopping for in a car.


Mmmm.. They are indeed gorgeous cars. DW will need a new car soon and she gave me the ok to hand down mine to her and get what I want. Been keeping an eye on Maxima's, q50's and 335's Smiley Happy



 link? 

 

TIA 


What are you looking for a link on?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 16
SSH0126
Established Contributor

Re: Capital One Auto Loan 2 Days Post CH 7 Discharge!


@Scupra wrote:

@SSH0126 wrote:

Where is the auto loan pre-qualifier link and the credit card pre-qualifier


@Scupra wrote:

@Anonymous wrote:

@Scupra wrote:

@Anonymous wrote:

@jim44 wrote:

@Anonymous wrote:

I received a loan approval through Capital One two days after my BK was discharged (of which I did Pro Se after firing my lawyer but that's another post! Smiley Happy). I was approved with $0 down with an APR range of 6.50% - 15.95% depending on the year and mileage up to $40,000.  I ended purchasing a used 2016 Nissan Maxima 3.5 S with 12,000 miles for $25,800 with an interest rate of 7.92% which I hope to refinance in a year or so.  My scores at the time were TU: 622 EX: 630 EQ: 601 and my income is $62,000/yr.


Congrats!  Just curious what is your payment and terms?  A good friend of mine is thinking about buying a Maxima and is about a year post DC.  Thanks



My total price out the door with extended warranty, taxes and gap was around 28K and my payments are $520 for 72 months.


Suddenly not regretting the Altima and 0% financing, thanks! Haha Smiley Very Happy What color did you get? I have a soft spot for white with black roof.


I know, I know but I'm a week out of BK so, I'm not complaining Smiley Very Happy!  I have the bourdeaux black, which is actually a dark purple, no sunroof but I do have the rear spoiler. But you know the new Maximas come standard with navi and remote starter and that's what I was shopping for in a car.


Mmmm.. They are indeed gorgeous cars. DW will need a new car soon and she gave me the ok to hand down mine to her and get what I want. Been keeping an eye on Maxima's, q50's and 335's Smiley Happy



 link? 

 

TIA 


What are you looking for a link on?


Was looking for the prequalifier but found it...got the 7-10 day message=denial I am sure. 

Message 16 of 16
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