07-24-2012 07:50 PM
I have absolutely no data to back this up - but perhaps it may make a difference as to how much your balance was that you included in your BK with C1?
I could see them not being to willing to lend a hand if you had a 30k balance when filing versus a 300........
07-25-2012 03:56 PM
Thanks for the advice. I bit the bullet and went for it after checking the preapproval form online, Got approved for a cash rewards card with $1,000 limit. These forum is full of great advice, by paying off my cards last month was able to get approved for a number of offers just 18 months post bankruptcy. I am now planning to move into the garden to grow my little seedlings and work on getting a few errors cleaned off my reports. Thanks one and all for all the great advice.
07-29-2012 08:36 PM
OMG! i thought i was the only one they did that too! i discharged a chapter 7 in Feb 2005 and not even 3 months later...A capital one card showed up in the mail!
06-21-2014 08:27 AM
How much did you burn them for? I can't even get them to look at me. :-(
I burned them for $800 and they won't look at me either.
06-24-2014 08:43 PM
I was discharged from Bk on 5/22 I included Cap 1 in my BK filing. On 6/1 i was approved for 1k limit with Capital One. So there is hope. Hope this helps you.
06-24-2014 11:59 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.