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Frequent Contributor
grassfeeder
Posts: 329
Registered: ‎03-01-2012

Re: Capital One Credit Card After Bankruptcy

I have absolutely no data to back this up - but perhaps it may make a difference as to how much your balance was that you included in your BK with C1?

 

I could see them not being to willing to lend a hand if you had a 30k balance when filing versus a 300........

5/12- EQ FICO - 508 / TU FICO - 490 / EX FAKO - 550 Ch. 7 BK - 7/12 (discharge 10/12)
6/14 - EQ FICO 674 / 4/14 - TU FICO - 636 / EX FICO - 654

NFCU cashRewards $10,000 - NFCU Flagship Visa $8,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???
Established Member
polarbeardad
Posts: 26
Registered: ‎07-16-2012

Re: Capital One Credit Card After Bankruptcy

Thanks for the advice. I bit the bullet and went for it after checking the preapproval form online, Got approved for a cash rewards card with $1,000 limit. These forum is full of great advice, by paying off my cards last month was able to get approved for a number of offers just 18 months post bankruptcy. I am now planning to move into the garden to grow my little seedlings and work on getting a few errors cleaned off my reports. Thanks one and all for all the great advice.

Member
patrick74
Posts: 9
Registered: ‎07-27-2012

Re: Capital One Credit Card After Bankruptcy

OMG! i thought i was the only one they did that too!  i discharged a chapter 7 in Feb 2005 and not even 3 months later...A capital one card showed up in the mail!

New Member
pjenny1973
Posts: 4
Registered: ‎06-20-2014

Re: Capital One Credit Card After Bankruptcy

Just wanted to say hello to everyone. Im new to this
Member
mommy2mimi
Posts: 14
Registered: ‎05-21-2014

Re: Capital One Credit Card After Bankruptcy

I also burned capital one in my bk. They approved me for a secure card 200 limit and a classic card 300 limit. These are my 1st 2 cc.

Established Contributor
0REDSOX7
Posts: 560
Registered: ‎11-14-2013

Re: Capital One Credit Card After Bankruptcy

How much did you burn them for? I can't even get them to look at me. :-(
New Contributor
bunga7
Posts: 65
Registered: ‎01-21-2014

Re: Capital One Credit Card After Bankruptcy


0REDSOX7 wrote:
How much did you burn them for? I can't even get them to look at me. :-(

I burned them for $800 and they won't look at me either.


Starting Score: 547 EQ; 529 EX; 540 TU
Current Score: 7/3/2014 646 EQ Fico; 631 EX; 638 TU Fico
Goal Score: 700


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Member
mommy2mimi
Posts: 14
Registered: ‎05-21-2014

Re: Capital One Credit Card After Bankruptcy

I believe I burned them for well over 2000-3000 bucks

Member
Jagajaga
Posts: 11
Registered: ‎02-11-2014

Re: Capital One Credit Card After Bankruptcy

I was discharged from Bk on 5/22 I included Cap 1 in my BK filing. On 6/1 i was approved for 1k limit with Capital One. So there is hope. Hope this helps you.

Contributor
RCFL
Posts: 149
Registered: ‎02-04-2014

Re: Capital One Credit Card After Bankruptcy

I burnt CapOne in my Bk7 back in 2010 for like 3k or less. Now I am holding their QS1 with 3k limit and got instant approval for their Venture Card on Sunday night with a credit limit of 10k. I have no idea how or why I got approved because that card is supposedly reserved for those with "excellent" credit. I am happy. I couldn't believe the approval was real and called CapOne today to check the status of my application. The lady said I was approved ! Now I know I am not dreaming. My first 10k limit visa signature card. All my other cards are under 3.5k limit.

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