Reply
Frequent Contributor
Posts: 399
Registered: ‎03-01-2012
0

Re: Capital One Credit Card After Bankruptcy

I have absolutely no data to back this up - but perhaps it may make a difference as to how much your balance was that you included in your BK with C1?

 

I could see them not being to willing to lend a hand if you had a 30k balance when filing versus a 300........

Filed BK7: 7/12 (discharge 10/12) 5/12- EQ FICO - 508 / TU FICO - 490
EQ FICO: 677 (02/15)
TU FICO: 651 (02/15)
EX FICO: 671 (02/15)
NFCU cashRewards $18k - NFCU Flagship Visa $18k - First Tech C.U. Cash Rewards $5k - Cap1 Venture - $5k - Barclays Apple Card $2k - Discover $1,000 - JCrew $4650
Established Member
Posts: 26
Registered: ‎07-16-2012
0

Re: Capital One Credit Card After Bankruptcy

Thanks for the advice. I bit the bullet and went for it after checking the preapproval form online, Got approved for a cash rewards card with $1,000 limit. These forum is full of great advice, by paying off my cards last month was able to get approved for a number of offers just 18 months post bankruptcy. I am now planning to move into the garden to grow my little seedlings and work on getting a few errors cleaned off my reports. Thanks one and all for all the great advice.

Member
Posts: 9
Registered: ‎07-27-2012
0

Re: Capital One Credit Card After Bankruptcy

OMG! i thought i was the only one they did that too!  i discharged a chapter 7 in Feb 2005 and not even 3 months later...A capital one card showed up in the mail!

Established Member
Posts: 11
Registered: ‎06-20-2014
0

Re: Capital One Credit Card After Bankruptcy

Just wanted to say hello to everyone. Im new to this
Member
Posts: 14
Registered: ‎05-21-2014
0

Re: Capital One Credit Card After Bankruptcy

I also burned capital one in my bk. They approved me for a secure card 200 limit and a classic card 300 limit. These are my 1st 2 cc.

Valued Contributor
Posts: 1,303
Registered: ‎11-14-2013
0

Re: Capital One Credit Card After Bankruptcy

How much did you burn them for? I can't even get them to look at me. :-(
BK Discharge 2/11/14

Currently in the garden.
Contributor
Posts: 98
Registered: ‎01-21-2014
0

Re: Capital One Credit Card After Bankruptcy


0REDSOX7 wrote:
How much did you burn them for? I can't even get them to look at me. :-(

I burned them for $800 and they won't look at me either.


Starting Score 12/2013: 547 EQ; 529 EX; 540 TU
Current Score: 10/15/2014 661 EQ Fico; 679 EX (CU hard pull); 673 TU Fico
Goal Score: 700


Take the myFICO Fitness Challenge
Member
Posts: 14
Registered: ‎05-21-2014
0

Re: Capital One Credit Card After Bankruptcy

I believe I burned them for well over 2000-3000 bucks

Established Member
Posts: 20
Registered: ‎02-11-2014
0

Re: Capital One Credit Card After Bankruptcy

I was discharged from Bk on 5/22 I included Cap 1 in my BK filing. On 6/1 i was approved for 1k limit with Capital One. So there is hope. Hope this helps you.

Regular Contributor
Posts: 220
Registered: ‎02-04-2014
0

Re: Capital One Credit Card After Bankruptcy

I burnt CapOne in my Bk7 back in 2010 for like 3k or less. Now I am holding their QS1 with 3k limit and got instant approval for their Venture Card on Sunday night with a credit limit of 10k. I have no idea how or why I got approved because that card is supposedly reserved for those with "excellent" credit. I am happy. I couldn't believe the approval was real and called CapOne today to check the status of my application. The lady said I was approved ! Now I know I am not dreaming. My first 10k limit visa signature card. All my other cards are under 3.5k limit.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.