Frequent Contributor
Posts: 313
Registered: ‎03-01-2012

Re: Capital One Credit Card After Bankruptcy

I have absolutely no data to back this up - but perhaps it may make a difference as to how much your balance was that you included in your BK with C1?


I could see them not being to willing to lend a hand if you had a 30k balance when filing versus a 300........

5/12- EQ FICO - 508 / TU FICO - 490 / EX FAKO - 550 Ch. 7 BK - 7/12 (discharge 10/12)
4/14 - EQ FICO 651 / TU FICO - 636 / EX FICO - 654

NFCU cashRewards $10,000 - NFCU Flagship Visa $8,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $650
In the garden starting 3/1/14 till ???
Established Member
Posts: 26
Registered: ‎07-16-2012

Re: Capital One Credit Card After Bankruptcy

Thanks for the advice. I bit the bullet and went for it after checking the preapproval form online, Got approved for a cash rewards card with $1,000 limit. These forum is full of great advice, by paying off my cards last month was able to get approved for a number of offers just 18 months post bankruptcy. I am now planning to move into the garden to grow my little seedlings and work on getting a few errors cleaned off my reports. Thanks one and all for all the great advice.

Posts: 9
Registered: ‎07-27-2012

Re: Capital One Credit Card After Bankruptcy

OMG! i thought i was the only one they did that too!  i discharged a chapter 7 in Feb 2005 and not even 3 months later...A capital one card showed up in the mail!

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