@Anonymous wrote: Cli of 3000!!!!, wow, utilization around 3%, always paid early, all my scores have increased around 60 pts since I got the card, good luck guys.
Congrats! When you say "always paid early", do you mean pay before statement date to keep untilization low, or early as in shortly after statement instead of waiting until a few days before due date? I always schedule my payment a few days before due date out of force of habit of maximizing my "float", but these days when I'm getting 1/10th of 1% interest on my checking accnt it doesn't make difference much if paying promptly after statement makes them happier.
Sorry I didn't see this post to reply sooner. . I pay within a day or two of when the statement cuts, 90% of the time I owe 0 $ due. I rarely have a higher than 1% balance ever since my cli.
