Capital One Credit Steps

[Anonymous]

Hey everybody, my bankruptcy was just charged in April of this year. After my bankruptcy, Capital one fortunately gave me a credit card with them. It is the Quicksilver, and they gave me a $3000 starting limit. They specified that once I made five consecutive OnTime payments that they would give me a credit line increase. Here is a little bit about my situation.

Charge probably 1200-1500 a month on the card, making multiple payments per months. Statement balance always below $500.

Opened a Carnival world Mastercard with a $3000 starting credit limit 2 months ago.

Credit karma score of 674 transunion and 685 equifax scores.

Just wondering, based on your own personal experiences, or I'll even take your opinions, how much of a credit line increase do you think capital one will give me next month after I've completed the credit steps they told me about?

Thanks
Pizza

[Scupra]

Go request a CLI now and tell me what it offers you

[Anonymous]

Hi, pizzapusher. I am in a similar situation for Credit Steps. I started with a $3000 SL, and my 5th statement will cut in the first week of November. If I get my increase I will come back on and let you know what it is. The only difference is that I requested a CLI at 3 months and got $300 already (my current SL is $3300), so my steps increase could be lower because of that. Oh, and I've only put $500-$700 through the card each month. 

[SSH0126]

Will it tell you that you are on credit steps when you apply and are approved? or is that something you specifcally apply for on the site?

[Scupra]

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@SSH0126 wrote:

Will it tell you that you are on credit steps when you apply and are approved? or is that something you specifically apply for on the site?

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I believe they send out a letter explaining it

[Anonymous]

Yes, they send a letter with your card once your approved. The letter explains how the credit steps program works.

[SSH0126]

Bella007, Did you end up getting any kind of increase?

[theproblem]

Can someone tell me what the "love button" looks like? or post a screen shot?  plz n thx

[Scupra]

It is just the "request credit limit increase" link under more services or something like that.

[Anonymous]

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@SSH0126 wrote:

Bella007, Did you end up getting any kind of increase?

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I haven't yet. My 6th statement will cut the first week of December. I will definitely start a thread about it when I do.