Capital One IIBs & 2 year Plan

[Taoron]

Hi,

I had 3 Capital One cards IIB and was discharged in July.  Following the 2 year plan to 700, it says to apply for a Capital One card 5 months after getting Credit One card.  Well, curious, will I be able to with 3 credit lines from Capital One IIB?  I believe two of them were $300 limits, one was $700.   All were C/O and IIB.  One was closed after filing for BK in April. 

Is there an alternative option to Capital One if they won't grant credit?

Thanks!

[TRC_WA]

Nice sig...

Kinda cool how I put mine together from scratch a few months back and then yours ended up with the same layout...

What are the odds?

[DaveInAZ]

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@Taoron wrote:

Hi,

 Well, curious, will I be able to with 3 credit lines from Capital One IIB?  I believe two of them were $300 limits, one was $700.   All were C/O and IIB.  One was closed after filing for BK in April. 

Is there an alternative option to Capital One if they won't grant credit?

Thanks!

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Cap One is pretty BK friendly & forgiving - I burned them for close to $20k in BK and they gave me a Quicksilver card w/$10k limit.

Use their prequalifie with soft pull:

http://www.capitalone.com/credit-cards/

If they recommend one of their cards to you you can be pretty sure your full application w/hard pull will be successful. If Cap One says they don't find a card for you wait awhile to apply for others, but other BK friend cards are Merrick Bank & Barclays.

[Taoron]

<span style="color:#010000">Filed BK7: <span style="color:#ff0000">03-04-14<span style="color:#010000"> / Discharged: <span style="color:#ff0000">07-08-14 <span style="color:#010000">/ myFICO: <span style="color:#ff0000">12-18-14 <span style="color:#010000">EQ: <span style="color:#ff0000">632<span style="color:#010000"> TU: <span style="color:#ff0000">619 <span style="color:#010000">EX: <span style="color:#ff0000">611</span></span></span></span></span></span></span></span></span></span></span></span>

Yep, that's the code I used above.  If anyone wants to use it, I don't care.  I liked how you had yours set up.  Kudos.

[Taoron]

Awesome, thank you DaveInAZ! I checked and it shows they can't match a card. It's no big deal, I can wait.. but it just means it won't be 2 years.. probably longer for me.

[TRC_WA]

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@Taoron wrote:

<span style="color:#010000">Filed BK7: <span style="color:#ff0000">03-04-14<span style="color:#010000"> / Discharged: <span style="color:#ff0000">07-08-14 <span style="color:#010000">/ myFICO: <span style="color:#ff0000">12-18-14 <span style="color:#010000">EQ: <span style="color:#ff0000">632<span style="color:#010000"> TU: <span style="color:#ff0000">619 <span style="color:#010000">EX: <span style="color:#ff0000">611</span></span></span></span></span></span></span></span></span></span></span></span>

Yep, that's the code I used above.  If anyone wants to use it, I don't care.  I liked how you had yours set up.  Kudos.

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No worries... I'm glad you liked it.  I thought I came up with a pretty cool sig design too... something about the red highlights that make things easy to read.