Capital One car loan will not be re-affirmed... Any feed-back

[Anonymous]

@FireMedic1

Excellent choice.  Every situation is different and you have to make bankruptcy work to your advantage, even if that means reaffirming a debt.  

I bet it feels great to know that you own your car outright, not to mention no car payments!  

[TXinandout]

With that much money up-side down, and 4 years left, I wouldn't do it (my humble opinion).

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@Anonymous wrote:
I was dead set on reaffirming but now as time has gone by since I filed, I've been thinking of just trying to do without signing. My loan is upside down by about $7k and I have 4 years left to pay on it. I figured I could probably keep paying on it til I get a new vehicle and finance at a lower rate than I have now, 14,5%.

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[FireMedic1]

@ trife Got that right. Yes every case is different. I work to hard to throw in the towel!