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Established Member
Posts: 23
Registered: ‎11-21-2016
0

Capital One requesting copy of DL and SS card?

[ Edited ]

Good morning!

 

I applied with Capital One this morning and got "7-10 days' after using the "prequalifier" application, so I decided to do some recon.

 

After calling the Account Specialist number on the "Credit Card Back Door" thread, the rep looked at my app and said that they are requestiong a copy of my drivers license and social security card??!!  He proceeded to give me a application number, and a fax.  I am not so sure about this, but happy that I wasn't denied out of the gate because they were IIB for very small cc amounts.

 

Any thoughts here??!!  Has anyone else had this experience??!!

DISCHARGED! 3/7/2017

TU 568
EX ? FIKO Equifax 673
5/16/2017 Currently: TU 640, EQ 665, EX 656
New Contributor
Posts: 52
Registered: ‎06-10-2007
0

Re: Capital One requesting copy of DL and SS card?

Pretty standard best practice for them. I experienced the same request following my discharge.

BK Filed 06/15 and D/C 09/15 Current FICO 8 November 2016 EQ 652 EX 651 TU 641 CAP 1 Venture MC 11.2 k, Target 800, Banana Republic 700, NFCU 23k, Barclays NFL 11.5k, Discover IT 2k, PayPal 900, Wal-Mart 4.5k, Amazon Prime 1.8k, Belk 3.5k, PENFED Power Cash Reward 7.5k, PENFED Credit Union CLOC 1.5k, PENFED New Car Loan 6% APR 33k 72 MTHS, Nordstrom 800. Total CC Limits 69k.
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Established Member
Posts: 23
Registered: ‎11-21-2016
0

Re: Capital One requesting copy of DL and SS card?

Thank you for your qucik response, KJT!  They received my documents, and Rep said it will go through review?  Could take up to 3 weeks she said, then if approved, 3-4 weeks for card to be mailed.  She couldn't give me a time frame where I could call back to check the status, just in the 3 week time frame.

 

 

Crossing my fingers!!!

DISCHARGED! 3/7/2017

TU 568
EX ? FIKO Equifax 673
5/16/2017 Currently: TU 640, EQ 665, EX 656

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