Capital one won't let me back in

[Anonymous]

Be patient. When they let you back in your SL may be higher. I got discharged 09/29/2015 and I app'd and was approved on 10/04/2015. Some days I wished I waited like a month or two but I had found this bored towards the end of my BK and got a little anxious.

They will let you back in.

[Anonymous]

Was told by there exec offices there system will auto decline for the first year after BK unless you have a preapproved offer. Many times depending on how bad you burned them they will send you a preapproval 30 days after you apply and are declined. 

[Anonymous]

Was told by there exec offices there system will auto decline for the first year after BK unless you have a preapproved offer. Many times depending on how bad you burned them they will send you a preapproval 30 days after you apply and are declined. 

[Shooting-For-800]

YMMV - I went from 0 to 50k in 2 years after BK.  I burned them for 3k.

Once you get a new card - use it and pay it and use it and pay it.  

If you are loyal to them, they will reward you as your credit and income get better.

[Scupra]

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@Anonymous wrote:

Was told by there exec offices there system will auto decline for the first year after BK unless you have a preapproved offer. Many times depending on how bad you burned them they will send you a preapproval 30 days after you apply and are declined. 

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Absolutely YMMV here. I applied the day after I was discharged, no pre-approval and was approved instantly.

[Shooting-For-800]

Not in my case.

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@Anonymous wrote:

Was told by there exec offices there system will auto decline for the first year after BK unless you have a preapproved offer. Many times depending on how bad you burned them they will send you a preapproval 30 days after you apply and are declined. 

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