Credit Card Center Advertiser Disclosure†
02-11-2014 01:20 PM
We gave ours back as soon as we filed papers..it was to much to look at knowing we paid double its value and still owed $6000 on it... we called them and told them to come get it. santander should be kicked out of our country.
02-13-2014 08:31 PM
Did it show a repo on your credit? I am in the process of getting my car delivered from 722 redemption. I am going to call Santander to come get my car after my new car in my parking lot.
02-14-2014 10:41 AM
722 Redemption? Have you inspected the car prior to taking delivery? There are horror stories on the web about this program.
02-14-2014 10:53 AM
I am not signing anything until I thoroughy check out the car. It is scheduled to be delivered on Saturday. I already ran the carfax on it so its clean on that front. I will let you know how it goes tomorrow.
02-14-2014 11:17 AM
I do not think they can legally report it as voluntarily repossed - they can only report it as IIB with a zero balance.
If they try any tricks - you can 1) dispute with the CBs, 2) do a DD and 3) complaint with BBB.
But do let me know about the 722Redemption. Was going to do it until I read nothing but horror stories about it.
02-14-2014 09:54 PM - edited 02-14-2014 09:57 PM
I will let you know. The driver called me today to confirm that the car will be delivered by 5-6pm tomorrow. I am so excited it looks really good on the photos. I also had Dan Nyman the sales guy (very nice guy) personally email me extra photos of the car. Outside of the photos from the website and I asked for particular photos of the car. To check for body damage and interior. The car looked even better in the photos.
02-15-2014 04:30 PM
Hey guys. My 2012 Nissan Maxima was delivered today. The driver was super nice. He did the walk around inspection with me on the car. It is in prestine condition. Still smells like a new car. I 100% give a thumbs up to 722 redemption. Ask to speak to Beth Day. She is very nice and she answered all my questions and answered all my emails in a timely manner. They are saving me money on the the interest of the loan and on the loan payments. I am calling Santander first thing Monday morning to tell them to come get the Hyundai Sonata.
02-16-2014 11:42 AM
Santander deleted my loan after I filed my BK
03-01-2014 07:33 PM
After I got my car one of my co-workers noticed my new car. She noticed the dealership on the front tag plate. She asked me quietly you filed for BK? I was like how did you know? She was like I did it a few years back and went through 722 redemption and thats the same dealer that I bought a car from. She loved the car she received from them and she had affordable payments.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.