Ch 13 discharge on Friday!

[Anonymous]

Filed 3/2011, and discharged on Friday.   I have run my 3 credit reports and there is no information to dispute.  Everything is closed...everything was IIB.   

My Experian score is 657 and my TU score is 700.    

My wife and I have both had several promotions since we filed in 2011, and we make a very good income now.    

Do I need to start with a secured card?   Seems like my credit scores are decent post-BK, and my income is high.   Should I go straight for the Quicksilver card, or even the Chase Freedom?

[Anonymous]

Congratz on your Discharge!

Congratz on your exceptional scores!

while Your Mileage May Very (YMMV), I received unsecured cards from Pen Fed & Navy.

I would ask you where do you want your cards from?

What do you want to do with them and other types of credit in the future?

Best Wishes!

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coacho99 wrote:

Filed 3/2011, and discharged on Friday.   I have run my 3 credit reports and there is no information to dispute.  Everything is closed...everything was IIB.   

My Experian score is 657 and my TU score is 700.    

My wife and I have both had several promotions since we filed in 2011, and we make a very good income now.    

Do I need to start with a secured card?   Seems like my credit scores are decent post-BK, and my income is high.   Should I go straight for the Quicksilver card, or even the Chase Freedom?

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[Anonymous]

Congrats on your discharge. I'm waiting for mine. Will happen by the 27th. Painfully slow. I filed 1/2011

[Vegas4Play]

Congrats on the discharge, I would advise the cap one quicksliver....check the prequal site on cap one.....also KNow CXhase has the 5 cards in 24 months rule so do go hog wild with apps, you stand a pretty good chance of getting in if you have some accounts open still you have been paying on. I got a Freedom October 2015 after my 5 year stint in CH 13 and discharged in Auigust. I did have to recon it due to the BK pulled EQ and EX.