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Ch. 7 :: 6 months post D/C :: 10 months post filing

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kjm79
Valued Contributor

Ch. 7 :: 6 months post D/C :: 10 months post filing

Wow. Not sure what other word can completely describe my thoughts right now. I am just shy of 6 months since my Ch. 7 discharge and my scores are steadily growing. TU still wants to punish me a little longer apparently. lol There is definitely hope after BK. Don't give up!

 

Scores.jpg

 

 ETA: Now, to just get back in with Synch and get the Marvel card. Smiley Wink


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
2 REPLIES 2
Anonymous
Not applicable

Re: Ch. 7 :: 6 months post D/C :: 10 months post filing

Nice scores for 6 months post DC! Smiley Happy You'll probably get better scores than me in your 10th month LOL We shall see Smiley Wink

Message 2 of 3
kjm79
Valued Contributor

Re: Ch. 7 :: 6 months post D/C :: 10 months post filing


@Anonymous wrote:

Nice scores for 6 months post DC! Smiley Happy You'll probably get better scores than me in your 10th month LOL We shall see Smiley Wink


LOL, thanks!

 

Not much else I can do right now but sit back and watch what happens. Got the rebuilding accounts going and hopefully growing. Just get to request CLI's at the right intervals and resist the urge to app for anything. My UTIL is sitting at 0% on EX (really .35% but it scored me as zero) 5% EQ and 7% on TU. Can't do much more there. Now is the waiting game - the hardest part - in the rebuilding process. Totally doable but pure torture! 

 

The forums help with accountability, for sure! Smiley Happy 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 3 of 3
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