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Perhaps someone here could help with this, trying to raise credit score for a future home and rather lost. I thought I would start with the oldest flagged issue. It says:
Status as ofDate opened [?]Date of last activity [?]Account number [?]Largest past balance [?]Account Type [?]Account holder [?]Scheduled Payment Amount [?]Industry
Jan, 2008 |
Nov, 2001 |
Jan, 2008 |
XXXXX0573 |
$16,005 |
Unknown |
Individual |
$159 |
Auto Financing |
No contact info
Should that still be on there? Is there anything I can do about it? Paid them in the Ch13 every dime owed them. When will it go away?
Contact the creditor directy with a copy of the Ch 13 discharge and the petition showing they were paid. Make sure to note that they were paid out and they should have shown it as iib and zero balance. Since they are so close to the time of deletion, they will either update or delete your tradeline.