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Ch13 - Seven years ago -- Still on Credit Report Flagged?

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StormShade
New Visitor

Ch13 - Seven years ago -- Still on Credit Report Flagged?

 

  Perhaps someone here could help with this, trying to raise credit score for a future home and rather lost. I thought I would start with the oldest flagged issue. It says: 

Status as ofDate opened [?]Date of last activity [?]Account number [?]Largest past balance [?]Account Type [?]Account holder [?]Scheduled Payment Amount [?]Industry

Jan, 2008
Nov, 2001
Jan, 2008
XXXXX0573
$16,005
Unknown
Individual
$159
Auto Financing
Descriptions [?]
  • Bankruptcy chapter 13
  • Auto

No contact info

 

  Should that still be on there? Is there anything I can do about it? Paid them in the Ch13 every dime owed them. When will it go away? 

Message 1 of 2
1 REPLY 1
StartingOver10
Moderator Emerita

Re: Ch13 - Seven years ago -- Still on Credit Report Flagged?

Contact the creditor directy with a copy of the Ch 13 discharge and the petition showing they were paid. Make sure to note that they were paid out and they should have shown it as iib and zero balance. Since they are so close to the time of deletion, they will either update or delete your tradeline.

Message 2 of 2
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