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Chances with NFCU

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OntheHorizon
Valued Member

Chances with NFCU

ALL:

 

So I filed for chap 7 end of July, still waiting on discharge papers.  I included a small personal loan and overdrawn checking account balance with NFCU, but reaffirmed the car loan with them, never had credit cards.  Any chance of getting a credit card with them AFTER the discharge, due to still having the car loan in good standing with them?

Message 1 of 4
3 REPLIES 3
bstone
Frequent Contributor

Re: Chances with NFCU

From what I understand you're going to have to pay off the personal loan and checking account before they will consider you again.
NFCU Rewards - $18,000, NFCU Signature - $18,000, NFCU LOC - $15,000, Care Credit - $7,700, Lowe's - $6,400, Capital One QS - $5,000, Walmart - $5,000, Amazon - $4,000
Message 2 of 4
Scupra
Super Contributor

Re: Chances with NFCU

Best way to know is to call them and ask.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 4
Anonymous
Not applicable

Re: Chances with NFCU

As difficult as it can be to call and ask...call and ask. All they can tell you is either no, or give you the steps you will have to complete.

Message 4 of 4
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