Credit Card Center Advertiser Disclosure

Established Member
Posts: 19
Registered: ‎02-01-2017

Chap 13 is off EQ

Chapter 13 filed late October 2010.  


Exp removed the bk in early July of this year.  TU stopped reporting the BK in July after I requested EE.  EQ stopped reporting today. 


All reports are now Clean.  I pulled a 3B this morning- Fico 8 scores are EQ 725, TU 737, EX 729. 


I have followed this community since my discharge and want to thank everybody for sharing their experiences and expertise. 



Hope these DP's  help. 

Chap 13 dc Jan 2016. 01 Sept scores 729 EX, 737TU, 725 EQ.Cap 1 QS 3k / SGV 3.3k / Cap 1 V1 10k / Amex ED 1k / Disc IT 7k / USAA CR 5k / PenFed Defender 16k / Amex BCE 2k / NFCU GoRe 20k / Nordstrom store card 6.7k. 2 Sync store cards and 3 Comenity store cards. Cap 1 Auto 20k @ 2.9 / local Cu RV loan 20k @ 4.99. 13 year old MTG @ 5.42%.USAA Limitless $6k
Valued Contributor
Posts: 1,490
Registered: ‎07-13-2016

Re: Chap 13 is off EQ

Awesome! Congrats......I can't wait! 

BK 5-2012 Revolving Rebuild Started 6-2016
AMEX ED & SPG | BOA CR | PenFed PR & CR | NFCU FS | Discover IT | Cap1 QS & VENTURE | LOWES | Barclays AVIATOR
Senior Contributor
Posts: 8,938
Registered: ‎04-23-2016

Re: Chap 13 is off EQ

Congrats on a big accomplishmentSmiley Happy
Community Leader
Valued Contributor
Posts: 2,744
Registered: ‎03-23-2009
0 Kudos

Re: Chap 13 is off EQ

Congratulations!!!  I'm patiently waiting for mine to fall off in about 6-9 months.  I can only imagine the delight in seeing that last clean report!

EQ 679 EXP 700 TU 763
Established Member
Posts: 13
Registered: ‎05-26-2008
0 Kudos

Re: Chap 13 is off EQ

Did you dispute the BK 13 on you EQ they told me it will stay for 10 years TU and EXP already deleted fighting EQ thanks

Established Member
Posts: 47
Registered: ‎10-06-2009
0 Kudos

Re: Chap 13 is off EQ

It will be 10 years on 12/12 I have bk on Ex and eq. Eq score is clean with no baddies other than the bk, what is the earliest that I would have best luck with giving ee a try, any ideas? Eq score currently 698, cant wait to see what it is when bk is gone. Cause Ex has post bk baddiea, I'm leaving that alone for now.
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.