04-30-2013 02:26 PM
You should have no trouble getting an FHA loan, as long as you have no lates on anything since you filed for the bankruptcy. You will want to find a lender who will manually underwrite, you'll need good debt ratios, and at least a couple month's payments in reserve.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO