I have seen several different posts from different people that stated their BK fell off early. Is that the norm or did they just get lucky??? I 'think' I would love for mine to fall off early. I know that sounds strange, but I have a feeling I may be rebucketed when it does fall off. I have no unpaid collections or write offs, no lates, so I kind of wonder if the rebucketing will occur when the BK falls off. If anyone has any input, I would love to hear from you. Thanks
I just had a bk13 fall off early I just posted. It was not due to fall until at least Oct.
Yes, you will be rebucketted when all your negatives fall off. This part I am not looking forward to since I have an old credit card that will fall thus lowering my AAoA by an extreme amount I think.
Forgot to mention, its still on only one of my reports, Equifax. TU it is gone, but I think the credit repair company had something to do with its removal. Experian is the one it most recently fell off of on its own.
Edit:added more details