Afraid we'lll have to defer to other experts.
We paid for the vehicle in full - the old one, that is. We didn't get to "write off" or have any portion of the original car loan forgiven. Is that what you're looking for? In fact, our insurance coverage, which was paid directly to the lien holder, was less than the amount due on the loan, and we paid the difference. It remained as part of the BK until the payments were completed.
Hope that's somewhat helpful.
