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I have had some issues with inaccurate reports during chapter 13 and figured I'm not the only one. I found this online and it was helpful! http://robertweed.com/blog/chapter-13-bankruptcy/chapter-13-bankruptcy-and-your-credit-report/ this is the article about it and http://robertweed.com/resources/Chapter%2013%20reporting%20Credit%20Reporting%20Resources%20Guide.pd... these are the guidelines.