04-01-2012 01:23 PM
If our mortgage is in both of our names, can one spouse file for chapter 13 and still get the automatic stay without the bank coming after the spouse who did not file chap 13?
04-01-2012 02:38 PM
you mean file later on if the automatic stay is lifted? correct? Are there other reasons as to why I should/would need to file later?
In the event your spouse's bankruptcy was dismissed and not discharged you could then file if necessary. I'm sure you won't have to file yourself but sometimes bankruptcys don't go as planned so always have plan B.
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