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Chapter 7 BK, should all my debts show as included in bankruptcy on my report?

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2setsoftwins
New Member

Chapter 7 BK, should all my debts show as included in bankruptcy on my report?

I just checked my FICO and report and some of my debts included are not showing as included.  My BK was discharged 11/12.  Should they all show that? And if so, do I just dispute the status with the bureaus?  Thanks for your time. 

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Countingpennies
Established Contributor

Re: Chapter 7 BK, should all my debts show as included in bankruptcy on my report?

First, get full copies of all 3 reports either from annualcreditreport.com (if you haven't had your freebies in a year) or directly from the individual CRAs. The full reports often have more info than those from 3rd party providers.

Yes, you may have to dispute to get them all to report correctly, but you need to start with your full reports. All your IIB accounts should show a zero balance and be noted as discharged or included in BK. Also, you should have no collection accounts showing after BK.
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