Well, yeah. I've never been a person who finances anything unless it's absolutely necessary and now it's come back to bite me in the behind. 
You would think that is a good thing..unless you need financing, that is.
@sbelle1oh1 wrote:Well, yeah. I've never been a person who finances anything unless it's absolutely necessary and now it's come back to bite me in the behind.
You would think that is a good thing..unless you need financing, that is.
Yeah, you would think so right? Credit is all just a game. Remember though, just because you have credit (credit cards) doesn't mean you have to finance your purchases. What I put on my NFCU Flagship I pay off at the end of every day to avoid getting into trouble. Unfortunately for things like a new car, or new house you need to show proof that you can handle credit responsibly, which means credit cards.. Take a look through those two threads and feel free to ask all the questions you have! You def found the right place for help! Good luck