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Regular Contributor
Officer737
Posts: 148
Registered: ‎01-02-2008

Re: ChexSystems removal success, via BK7

Congrats! I was sent an email last night that said I could open an account with one of my local CUs.


Starting Score: 502
Current Score: 6-9-2014 CK TU 594, EX 598, EQ 585
Goal Score: 700


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Established Member
Lavanidosa
Posts: 30
Registered: ‎04-12-2014

Re: ChexSystems removal success, via BK7

Hello Everyone I'm new here but i did what some of you did that Faxed the Documents to them 2 weeks ago and yesterday i called and they told me that my accounts were removed from my record and that they send me a letter of all the accounts that they removed so i'm just waiting for that. i was still wondering can i open a New account right now or should i wait for my hearing cause i have my hearing this week but everyone is telling me to wait after my hearing i don't know why :smileysad: i hope someone could replay to my question thank and Congrats to all that successfully was able to open a New account i'm hoping that i could also open a new account with a Credit Union....

Filed BK Ch. 7 03/24/14
341 Hearing 04/16/14 & 04/30/14
Waiting for my Discharged
Objection Due 05/31/14
Objection to discharged Due 06/16/14
Credit score Ex: 494
Regular Contributor
Officer737
Posts: 148
Registered: ‎01-02-2008

Re: ChexSystems removal success, via BK7


Lavanidosa wrote:

Hello Everyone I'm new here but i did what some of you did that Faxed the Documents to them 2 weeks ago and yesterday i called and they told me that my accounts were removed from my record and that they send me a letter of all the accounts that they removed so i'm just waiting for that. i was still wondering can i open a New account right now or should i wait for my hearing cause i have my hearing this week but everyone is telling me to wait after my hearing i don't know why :smileysad: i hope someone could replay to my question thank and Congrats to all that successfully was able to open a New account i'm hoping that i could also open a new account with a Credit Union....


The reason most say to wait until after your 341 is in case you have to disclose to the trustee any new accounts as they can attach to them if so. Plus it gives the system enough time to catch up to the new data.


Starting Score: 502
Current Score: 6-9-2014 CK TU 594, EX 598, EQ 585
Goal Score: 700


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Valued Member
summerjune
Posts: 42
Registered: ‎01-27-2014

Re: ChexSystems removal success, via BK7

I opened my new account before I received the letter. The trustee only requests information on bank accounts as of the day of filing he didn't request information on any accounts after that date.
Discharged 4/25/14
Scores as of 4/24/14: Equifax 590 Transunion 636 Experian ?
Capital One Quicksilver $500.00 Firestone $1000
Established Member
Lavanidosa
Posts: 30
Registered: ‎04-12-2014

Re: ChexSystems removal success, via BK7

Thank you officer737 well i think i will just wait after my hearing cause i dont want to rise red flaggs with the trustee so i think it better i just need to wait a couple of days for that and then we will be free to open a account after that :smileyhappy: thanks for the info

Filed BK Ch. 7 03/24/14
341 Hearing 04/16/14 & 04/30/14
Waiting for my Discharged
Objection Due 05/31/14
Objection to discharged Due 06/16/14
Credit score Ex: 494
Established Member
Lavanidosa
Posts: 30
Registered: ‎04-12-2014

Re: ChexSystems removal success, via BK7

Thanks summerjune ok i was wondering about that cause i dont want to do a mistake and then regret it later on after my 341 hearing 

Filed BK Ch. 7 03/24/14
341 Hearing 04/16/14 & 04/30/14
Waiting for my Discharged
Objection Due 05/31/14
Objection to discharged Due 06/16/14
Credit score Ex: 494
Regular Contributor
Officer737
Posts: 148
Registered: ‎01-02-2008

Re: ChexSystems removal success, via BK7


Lavanidosa wrote:

Thank you officer737 well i think i will just wait after my hearing cause i dont want to rise red flaggs with the trustee so i think it better i just need to wait a couple of days for that and then we will be free to open a account after that :smileyhappy: thanks for the info


No problem and congrats!


Starting Score: 502
Current Score: 6-9-2014 CK TU 594, EX 598, EQ 585
Goal Score: 700


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Established Member
EAGER2BDEBTFREE
Posts: 27
Registered: ‎04-08-2014

Re: ChexSystems removal success, via BK7

I AM OVER HERE IN TEARS, BECAUSE I HAVE BEEN SUPER STRESSING ABOUT CHEXSYSTEMS AND NOT BEING ABLE TO GET A BANK ACCOUNT AND THEN I FOUND THIS THREAD. YOU ALL GIVE ME HOPE AND I AM SO HAPPY I FOUND THIS THREAD/THIS SITE. I WILL COMPLETE THIS ASAP!

 

THANK YOU SO MUCH, 

 

EAGER


Starting Score: 510
Current Score: FICO 541/TU:555/Creditkarma:571/Credit.com:567/Creditseasme:570
Goal Score: 700


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Established Member
Lavanidosa
Posts: 30
Registered: ‎04-12-2014

Re: ChexSystems removal success, via BK7

Eager2bdebtfree Dont stress to much im pretty sure theres many out there that were in the same boat as u and thats including me also well I faxed my paper of bankruptcy and a letter saying if they could remove the accounts from chexsystem cause I filed bk 7 and I included my consumer ID # names and social security # also and I called Friday and they told me that all the accounts were removed so im pretty sure u could do the same thing and no more stressing out cause I know how u feel :-) I hope u could fix all this and Good Luck ;-)
Filed BK Ch. 7 03/24/14
341 Hearing 04/16/14 & 04/30/14
Waiting for my Discharged
Objection Due 05/31/14
Objection to discharged Due 06/16/14
Credit score Ex: 494
Established Member
EAGER2BDEBTFREE
Posts: 27
Registered: ‎04-08-2014

Re: ChexSystems removal success, via BK7

Lavanidosa,

 

Thank u so much for the encouragement it means so much because I want financial freedom sooooo bad so that innthe future my boys and I are good.

 

Best of luck to u as well, I see ur well on your way too. :smileyhappy:

 

Sincerely,

 

Eager


Starting Score: 510
Current Score: FICO 541/TU:555/Creditkarma:571/Credit.com:567/Creditseasme:570
Goal Score: 700


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