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Cleaning Up Report

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Anonymous
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Cleaning Up Report

Hi everyone. I have been browsing around here the last month and I thank you all for you information. I have recently been discharged 2 weeks ago. I have been able to pull two of my reports TU & EX. I am trying to go through and have them cleaned up and I just had a question about what is ok for them to be reporting.

 

On my TU I have quite a few of "Unkown" and "Not Reported" for the 4 months my bankrucpty was being processed. Is this normal? Is this hurting my credit? If so is there anything I can do about it? 

 

On EX I have things marked as 30/60 late and KD ( Key Derogatory). Is that allowed?

 

Thanks for all your help!!

 

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