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Cleanup question

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Anonymous
Not applicable
‎02-20-2017 08:21 AM
‎02-20-2017 08:21 AM

Cleanup question

Hi all, really good info on this board! I have a Barclays Frontier card that was IIB, discharged about $2500 Feb 15. I'm cleaning up my reports, and this is listed as open, derogatory, ch7. What is my best recourse moving forward with this acct? I'm assuming they won't reactivate the card unless I PiF (which I don't wanna do). Is it hurting my report to have it on there? Should I call and have them close it? Thanks!
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Scupra
Super Contributor
‎02-20-2017 11:28 AM
‎02-20-2017 11:28 AM

Re: Cleanup question

Welcome to myFICO Smiley Happy

 

It sounds like you just need to submit a dispute with the CRA's asking them to update the account as IIB/closed/$0bal

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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Anonymous
Not applicable
‎02-20-2017 11:57 AM
‎02-20-2017 11:57 AM

Re: Cleanup question

Will do, thanks!
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TXinandout
Frequent Contributor
‎02-20-2017 11:57 AM
‎02-20-2017 11:57 AM

Re: Cleanup question

And if you dispute it, it may go either way in regards to your score, FYI...

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
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